{"id":11721,"date":"2026-02-02T11:19:08","date_gmt":"2026-02-02T11:19:08","guid":{"rendered":"https:\/\/www.iibanks.com\/caribbean\/?page_id=11721"},"modified":"2026-04-08T07:39:25","modified_gmt":"2026-04-08T07:39:25","slug":"global-reserve","status":"publish","type":"page","link":"https:\/\/www.iibanks.com\/caribbean\/personal\/global-reserve\/","title":{"rendered":"Global Reserve"},"content":{"rendered":"

[vc_section css=”.vc_custom_1771322243129{padding-top: 65px !important;padding-bottom: 65px !important;background-image: url(http:\/\/www.iibanks.com\/caribbean\/wp-content\/uploads\/sites\/2\/2025\/08\/net.png?id=11195) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”our-purpose-text-box applyroW absltE global_row1″][vc_row tm_bgimagefixed=”” break_in_responsive=”1200″ equal_height=”yes” el_class=”font-size-24″][vc_column tm_col_bg_expand=”left” el_id=”requirement-box-bg-right”]

<\/div>

iib global reserve<\/h2><\/div>
Earn 4%<\/strong> to 8%<\/strong><\/div><\/div>
<\/div>

Bespoke yield. Institutional discipline.<\/h2><\/div>
A multi-currency term deposit tailored for internationally mobile HNWIs. Flexible terms from 6 months to 3 years. Available in USD, EUR, and GBP.<\/div><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_section css=”.vc_custom_1771322254599{margin-bottom: 0px !important;padding-top: 65px !important;padding-bottom: 65px !important;background-color: #e5e5e5 !important;}” el_class=”rateroW global_row2″][vc_row tm_bgimagefixed=”” el_class=”td_interestRate_heading”][vc_column css=”.vc_custom_1667365779824{margin-bottom: 0px !important;}”]
<\/div>

Indicative rates for iib global reserve<\/h2><\/div><\/div>[\/vc_column][\/vc_row][vc_row tm_bgimagefixed=”” el_class=”gd-th-depositamount-year”][vc_column width=”1\/4″ css=”.vc_custom_1770106997304{margin-bottom: 0px !important;}” el_class=”deopsitamounTs”][vc_column_text el_class=”gd-text-white”]Deposit Amount[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]Up to USD 200k[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]USD 200k to USD 500k[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]USD 500k to USD 2.5m[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]Over USD 2.5m[\/vc_column_text][\/vc_column][vc_column width=”1\/4″][vc_column_text el_class=”gd-text-white”]6M to 1Y[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]4.00%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]6.00%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]6.50%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]7.00%[\/vc_column_text][\/vc_column][vc_column width=”1\/4″][vc_column_text el_class=”gd-text-white”]1 to 2 years[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]4.50%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]6.50%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]7.00%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]7.50%[\/vc_column_text][\/vc_column][vc_column width=”1\/4″][vc_column_text el_class=”gd-text-white”]2 to 3 years[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]5.00%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]7.00%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]7.50%[\/vc_column_text][vc_column_text el_class=”gd-text-grey”]8.00%[\/vc_column_text][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=”” el_class=”gd-not-depositamount”][vc_column][vc_column_text css=”.vc_custom_1770376920654{margin-bottom: 0px !important;}”]All rates are indicative and can change depending on market conditions.<\/em>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section css=”.vc_custom_1771322310435{padding-top: 65px !important;padding-bottom: 65px !important;}” el_class=”opnacountlastroW global_row3″][vc_row tm_bgimagefixed=”” el_class=”gd-keyfeatures”][vc_column][vc_tta_accordion section_title_tag=”h2″ style=”outline” color=”grey” no_fill=”” gap=”15″ c_icon=”chevron” c_position=”right” active_section=”” el_class=”my-toggle-accordion”][vc_tta_section title=”Key features” tab_id=”1770038965335-b3352224-4aa2″ el_class=”keyHeadinG”][vc_row_inner][vc_column_inner]
<\/div>

Dedicated Relationship Manager<\/h2><\/div>
With iib global reserve, your Concierge Onboarding pairs you with a dedicated RM who prices a bespoke rate around your ticket size and tenor. You can add custom laddering to stage maturities and match your cash flow needs exactly.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”kayfeatured-column”][vc_column_inner width=”1\/4″][vc_column_text css=”.vc_custom_1770103287215{margin-bottom: 0px !important;padding-top: 15px !important;padding-right: 20px !important;padding-bottom: 15px !important;padding-left: 20px !important;background-color: #1a2159 !important;}” el_class=”white-text kayfeatured-column-heading”]<\/p>\n

Currency<\/h4>\n

[\/vc_column_text]

<\/div>

USD<\/h1><\/div><\/div>
<\/div>

EUR<\/h1><\/div><\/div>
<\/div>

GBP<\/h1><\/div><\/div>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text css=”.vc_custom_1770103296462{margin-bottom: 0px !important;padding-top: 15px !important;padding-right: 20px !important;padding-bottom: 15px !important;padding-left: 20px !important;background-color: #1a2159 !important;}” el_class=”white-text kayfeatured-column-heading”]<\/p>\n

Minimum Balance<\/h4>\n

[\/vc_column_text]

<\/div>

200k<\/h1><\/div>
Per currency<\/div><\/div>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text css=”.vc_custom_1770103304446{margin-bottom: 0px !important;padding-top: 15px !important;padding-right: 20px !important;padding-bottom: 15px !important;padding-left: 20px !important;background-color: #1a2159 !important;}” el_class=”white-text kayfeatured-column-heading”]<\/p>\n

Interest Payout<\/h4>\n

[\/vc_column_text]

<\/div>

Custom laddering<\/h1><\/div><\/div>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text css=”.vc_custom_1770103312767{margin-bottom: 0px !important;padding-top: 15px !important;padding-right: 20px !important;padding-bottom: 15px !important;padding-left: 20px !important;background-color: #1a2159 !important;}” el_class=”white-text kayfeatured-column-heading”]<\/p>\n

Tenor<\/h4>\n

[\/vc_column_text]

<\/div>
1\u201336 months, custom to your cash-flow needs<\/h5><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”gd-pointsList”][vc_column_inner width=”1\/3″][vc_column_text el_class=”bgBlue gd-text-white”]Booking centre[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]Intercontinental Investment Bank Limited, The Bahamas[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”gd-pointsList”][vc_column_inner width=”1\/3″][vc_column_text el_class=”bgBlue gd-text-white”]Relationship coverage[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]DIFC Representative Office, Dubai[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”gd-pointsList”][vc_column_inner width=”1\/3″][vc_column_text el_class=”bgBlue gd-text-white”]Funding policy[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]Same\u2011account in\/out (funds returned to originating account)[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”gd-pointsList”][vc_column_inner width=”1\/3″][vc_column_text el_class=”bgBlue gd-text-white”]Auto\u2011roll[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]Available with a fresh rate memo prior to maturity[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” el_class=”gd-pointsList”][vc_column_inner width=”1\/3″][vc_column_text el_class=”bgBlue gd-text-white”]Fees[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]Maintenance $0
\nIncoming SWIFT $0
\nOutgoing SWIFT pass\u2011through
\nEarly termination penalty only[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_section css=”.vc_custom_1771322347503{margin-bottom: 0px !important;padding-top: 65px !important;padding-bottom: 65px !important;background-color: #e5e5e5 !important;}” el_class=”rateroW global_row4″][vc_row tm_bgimagefixed=”” el_class=”td_interestRate_heading”][vc_column css=”.vc_custom_1667365779824{margin-bottom: 0px !important;}”]
<\/div>

See what your money can do.<\/h2><\/div>
For deposits under 200,000 (200k) in any currency, you can Open an Account online in a few easy steps with our self-service onboarding. If your deposit is over 200k, you will be eligible for our Concierge Onboarding service with a dedicated Relationship Manager.<\/div><\/div>[\/vc_column][\/vc_row][vc_row tm_bgimagefixed=”” el_class=”global_deposit_calculator” css=”.vc_custom_1770188359375{padding-top: 30px !important;}”][vc_column css=”.vc_custom_1770034389771{margin-bottom: 0px !important;}”][vc_column_text css=”.vc_custom_1770201294237{margin-bottom: 0px !important;}”]
\n
\n
\n \n
\n
\n \n