{"id":13294,"date":"2026-05-04T13:09:06","date_gmt":"2026-05-04T13:09:06","guid":{"rendered":"https:\/\/www.iibanks.com\/westafrica\/?page_id=13294"},"modified":"2026-05-20T14:52:54","modified_gmt":"2026-05-20T14:52:54","slug":"iib-depositubaron","status":"publish","type":"page","link":"https:\/\/www.iibanks.com\/westafrica\/pt\/iib-depositubaron\/","title":{"rendered":"iib depositubaron"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1778068862158{padding-top: 65px !important;padding-bottom: 65px !important;background-image: url(http:\/\/www.iibanks.com\/westafrica\/wp-content\/uploads\/sites\/4\/2025\/07\/net.png?id=12378) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221;][vc_column][vc_row_inner tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_class=&#8221;depositubaron_logo&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1777965676573{padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;13572&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1779176072825{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;5\/12&#8243; css=&#8221;.vc_custom_1777970364860{padding: 0px !important;}&#8221;]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f13396-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/westafrica\/wp-json\/wp\/v2\/pages\/13294#wpcf7-f13396-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"13396\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.7.6\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f13396-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/>\n<input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:13396,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;notice_dismissed_rollback-cf7-5.7.3&quot;:true}}\" \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<div class=\"earn_five_percent_frM\">\n\t<div class=\"row\">\n\t\t<div class=\"col-md-12 col-12\">\n\t\t\t<div class=\"custom-select-box\">\n\t\t\t\t<p><label><br \/>\nNome completo<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"text-491\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"text-491\" \/><\/span><br \/>\n<\/label>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"col-md-12 col-12\">\n\t\t\t<div class=\"custom-select-box\">\n\t\t\t\t<p><label><br \/>\nN\u00famero de telefone<br \/>\n<span class=\"wpcf7-form-control-wrap intl_tel-701\"><input class=\"wpcf7-form-control wpcf7-intl-tel wpcf7-intl_tel wpcf7-validates-as-required numbersOnly\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"intl_tel-701-cf7it-national\" \/><input name=\"intl_tel-701\" type=\"hidden\" class=\"wpcf7-intl-tel-full\" \/><input type=\"hidden\" name=\"intl_tel-701-cf7it-country-name\" class=\"wpcf7-intl-tel-country-name\" \/><input type=\"hidden\" name=\"intl_tel-701-cf7it-country-code\" class=\"wpcf7-intl-tel-country-code\" \/><input type=\"hidden\" name=\"intl_tel-701-cf7it-country-iso2\" class=\"wpcf7-intl-tel-country-iso2\" \/><\/span><br \/>\n<\/label>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"col-md-12 col-12\">\n\t\t\t<div class=\"custom-select-box\">\n\t\t\t\t<p><label><br \/>\nEmail<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email-235\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"email-235\" \/><\/span><br \/>\n<\/label>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"col-md-12 col-12\">\n\t\t\t<div class=\"custom-select-box\">\n\t\t\t\t<p><label><br \/>\n\u00c9 um cliente iib?<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"menu-709\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"menu-709\"><option value=\"-Selecionar cliente-\">-Selecionar cliente-<\/option><option value=\"Sim\">Sim<\/option><option value=\"N\u00e3o\">N\u00e3o<\/option><\/select><\/span><br \/>\n<\/label>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"form-submit-btn black-bg-btn\">\n\t\t<p><input class=\"wpcf7-form-control has-spinner wpcf7-submit\" type=\"submit\" value=\"Submeter\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1737377368754{padding-top: 50px !important;padding-right: 15px !important;padding-bottom: 50px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221; el_class=&#8221;our-purpose-text-box letter-spacing-1 posotionroW&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221;][vc_column][vc_row_inner][vc_column_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778056514956{padding: 0px !important;}&#8221;]<div id=\"ultimate-heading-73546ade345bc054d\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-73546ade345bc054d uvc-7706 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-73546ade345bc054d h2'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:normal;color:#ffffff;\">Ao fazer crescer as suas poupan\u00e7as, contribui tamb\u00e9m para impulsionar o futuro social, cultural e desportivo de Cabo Verde.<\/h2><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row tm_bgimagefixed=&#8221;&#8221; tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778491410978{padding-top: 65px !important;padding-bottom: 65px !important;}&#8221;][vc_column]<div id=\"ultimate-heading-26736ade345bc058f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-26736ade345bc058f uvc-6064 boldhdnGs\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-26736ade345bc058f h2'  data-responsive-json-new='{\"font-size\":\"desktop:65px;\",\"line-height\":\"desktop:70px;\"}' ><h2 style=\"font-weight:bold;color:#1a2159;\">Mais do que um dep\u00f3sito,<\/h2><\/div><\/div><div id=\"ultimate-heading-65736ade345bc05ab\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-65736ade345bc05ab uvc-7155 boldhdnGs\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-65736ade345bc05ab h2'  data-responsive-json-new='{\"font-size\":\"desktop:65px;\",\"line-height\":\"desktop:70px;\"}' ><h2 style=\"font-weight:bold;color:#1a2159;\">um investimento com prop\u00f3sito!<\/h2><\/div><\/div>[\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485114597{padding-bottom: 50px !important;}&#8221;][vc_column tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485258553{padding-top: 0px !important;}&#8221;][vc_row_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778487131898{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #2e2e6e !important;}&#8221; el_class=&#8221;depositubaron_bluebG&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485302635{padding-top: 0px !important;}&#8221;]<div id=\"ultimate-heading-39796ade345bc05c1\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-39796ade345bc05c1 uvc-6368 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-39796ade345bc05c1 h2'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#ffffff;\">Depositubaron<\/h2><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778486039914{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485954018{padding-top: 0px !important;}&#8221;]<div id=\"ultimate-heading-48516ade345bc05d5\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-48516ade345bc05d5 uvc-4871 depositubaron_inner\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-48516ade345bc05d5 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><strong>Taxa de Juro:<\/strong> 5% a.a. (Os juros do presente dep\u00f3sito est\u00e3o sujeitos \u00e0 legisla\u00e7\u00e3o fiscal em vigor em Cabo Verde;)<\/p>\n<p><strong>Prazo:<\/strong> 12 meses<\/p>\n<p><strong>Per\u00edodo de Subscri\u00e7\u00e3o:<\/strong> 13 de maio a 20 de julho de 2026 (Vencimento 12 meses ap\u00f3s a data efetiva da subscri\u00e7\u00e3o). O produto pode ser subscrito por clientes particulares, pessoas coletivas e entidades empresariais.<\/p>\n<p><strong>Valor m\u00ednimo de Subscri\u00e7\u00e3o:<\/strong> 500.000 CVE ou o equivalente em USD (Exclusivo para novos recursos)<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778487125319{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #2e2e6e !important;}&#8221; el_class=&#8221;depositubaron_bluebG&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485302635{padding-top: 0px !important;}&#8221;]<div id=\"ultimate-heading-39376ade345bc05ef\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-39376ade345bc05ef uvc-1162 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-39376ade345bc05ef .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:28px;\",\"line-height\":\"desktop:32px;\"}'  style=\"font-weight:normal;color:#ffffff;\"><strong>0.5%<\/strong> do montante arrecadado ser\u00e1 destinado a sorteios e ao financiamento de projetos sustent\u00e1veis, sem qualquer impacto no c\u00e1lculo do rendimento ou na taxa de remunera\u00e7\u00e3o do seu dep\u00f3sito.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778486039914{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485954018{padding-top: 0px !important;}&#8221;]<div id=\"ultimate-heading-93166ade345bc0604\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-93166ade345bc0604 uvc-7847 depositubaron_inner\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-93166ade345bc0604 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><strong>Sorteios Exclusivos para Clientes Particulares<\/strong><\/p>\n<p>Os clientes particulares subscritores ficam habilitados a participar em sorteios de:<\/p>\n<table>\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/flight.png\" \/><\/td>\n<td><strong>Viagens para os Estados Unidos da Am\u00e9rica<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>ou outro destino \u00e0 sua escolha, at\u00e9 ao valor m\u00e1ximo de:<\/p>\n<table>\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/li-icon2-1.png\" \/><\/td>\n<td><span class=\"lightbigfonT\"><i>150.000 CVE por viagem<\/i><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Os pr\u00e9mios ser\u00e3o atribu\u00eddos atrav\u00e9s de sorteio aleat\u00f3rio.<\/p>\n<p>Empresas e institui\u00e7\u00f5es n\u00e3o s\u00e3o eleg\u00edveis para participa\u00e7\u00e3o nos sorteios.<\/p>\n<table>\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/play.png\" \/><\/td>\n<td><strong>Promo\u00e7\u00e3o do Desporto Nacional<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>No \u00e2mbito desta campanha, ser\u00e1 atribu\u00eddo um pr\u00e9mio ao:<\/p>\n<table>\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/trophy.png\" \/><\/td>\n<td><strong>Campe\u00e3o Nacional de Futebol Sub-17<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Uma iniciativa de incentivo ao desporto jovem em Cabo Verde.<\/p>\n<table>\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/handshake.png\" \/><\/td>\n<td><strong>Impacto Social e Comunit\u00e1rio<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ul class=\"arrowfill_uls\">\n<li>Projetos culturais<\/li>\n<li>Iniciativas na \u00e1rea da sa\u00fade<\/li>\n<li>Projetos educativos<\/li>\n<li>Situa\u00e7\u00f5es emergenciais de relevante interesse social<\/li>\n<\/ul>\n<p><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1779178026921{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}&#8221; el_class=&#8221;depositubaron_bluebG download-default-button&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485302635{padding-top: 0px !important;}&#8221;]<div id=\"ultimate-heading-64186ade345bc061a\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-64186ade345bc061a uvc-560 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-64186ade345bc061a h2'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#2a2c69;margin-top:30px;margin-bottom:20px;\">Ficha de Informa\u00e7\u00e3o Normalizada - Dep\u00f3situbaron iib<\/h2><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-64186ade345bc061a .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><a class=\"descarregar_btn\" href=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/ficha_de_informacao_normalizada_depositubaron_iib.pdf\" download=\"\">Descarregar pdf<\/a><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1778506269104{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1778485954018{padding-top: 0px !important;}&#8221;]<div id=\"ultimate-heading-61716ade345bc062e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-61716ade345bc062e uvc-5660 depositubaron_inner\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-61716ade345bc062e .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><strong>For further information, please contact iib West Africa:<\/strong><\/p>\n<table class=\"border_lesS\">\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/reciever-2.png\" \/><\/td>\n<td><strong><br \/>\n+238 260 26 26<br \/>\n<\/strong><\/td>\n<td rowspan=\"2\"><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/qr-code.png\" \/><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2026\/05\/envelope.png\" \/><\/td>\n<td><strong><br \/>\ninfocv@iibanks.com<br \/>\n<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_section disable_element=&#8221;yes&#8221; el_class=&#8221;explore-our-locations custom-container-1301-width-three three_into_two&#8221; css=&#8221;.vc_custom_1778072063406{padding-top: 55px !important;background-color: #efefef !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;our-values-section boX3&#8243;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569843114{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;87547761|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;13449&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1778056638226{margin-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1778056225917{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;font-size-36 font-size-18 custom-text-box&#8221;]<\/p>\n<h4>USA Travel Giveaways<\/h4>\n<p>Because saving can also take you further.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569854783{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;20659142|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;13451&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1778056652987{margin-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1778056239486{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;font-size-36 font-size-18 custom-text-box&#8221;]<\/p>\n<h4>U-17 Champion Award<\/h4>\n<p>We support those who are building the future of sport in Cabo Verde.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569867399{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;37718171|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;13450&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1778056667829{margin-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1778056250765{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;font-size-36 font-size-18 custom-text-box&#8221;]<\/p>\n<h4>Social Impact Investment<\/h4>\n<p>We support cultural, educational, healthcare initiatives, and emergency situations of significant social relevance.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section disable_element=&#8221;yes&#8221; el_class=&#8221;horizontal_box_roW&#8221; css=&#8221;.vc_custom_1778489335322{padding-top: 65px !important;padding-bottom: 65px !important;background-color: #efefef !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;our-values-section boX3&#8243;][vc_column][vc_row_inner tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1778072753614{margin-bottom: 20px !important;background-color: #ffffff !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;2\/12&#8243; css=&#8221;.vc_custom_1778072395094{padding: 0px !important;}&#8221;][vc_single_image image=&#8221;13449&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1778070746845{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;10\/12&#8243; css=&#8221;.vc_custom_1778072852094{padding-top: 0px !important;padding-left: 30px !important;background-color: #ffffff !important;}&#8221;]<div id=\"ultimate-heading-17046ade345bc0644\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-17046ade345bc0644 uvc-6984 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-17046ade345bc0644 h2'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:normal;margin-bottom:10px;\">Travel Giveaways to the United States of America<\/h2><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-17046ade345bc0644 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Because saving can also take you further.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1778072782718{margin-bottom: 20px !important;background-color: #ffffff !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;2\/12&#8243; css=&#8221;.vc_custom_1778072404229{padding: 0px !important;}&#8221;][vc_single_image image=&#8221;13451&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1778070756021{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;10\/12&#8243; css=&#8221;.vc_custom_1778072863501{padding-top: 0px !important;padding-left: 30px !important;}&#8221;]<div id=\"ultimate-heading-2826ade345bc065d\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-2826ade345bc065d uvc-3126 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-2826ade345bc065d h2'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:normal;margin-bottom:10px;\">Award to the National Under-17 Football Champion<\/h2><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-2826ade345bc065d .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">We support those who are building the future of sport in Cabo Verde.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1778072794693{background-color: #ffffff !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;2\/12&#8243; css=&#8221;.vc_custom_1778072413686{padding: 0px !important;}&#8221;][vc_single_image image=&#8221;13450&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1778070772352{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;10\/12&#8243; css=&#8221;.vc_custom_1778072882158{padding-top: 0px !important;padding-left: 30px !important;}&#8221;]<div id=\"ultimate-heading-79926ade345bc0671\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-79926ade345bc0671 uvc-1487 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-79926ade345bc0671 h2'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:normal;margin-bottom:10px;\">Social and Community Impact Investment<\/h2><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-79926ade345bc0671 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">We support cultural, educational, healthcare initiatives, and emergency situations of significant social relevance.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row tm_bgimagefixed=&#8221;&#8221; tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1779176908339{padding-bottom: 10px !important;}&#8221;][vc_column][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_class=&#8221;bluebG&#8221; css=&#8221;.vc_custom_1777909046598{padding-top: 15px !important;padding-right: 15px !important;padding-bottom: 15px !important;padding-left: 15px !important;background-color: #2e2e6e !important;}&#8221;]<div id=\"ultimate-heading-44626ade345bc0686\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-44626ade345bc0686 uvc-7780 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-44626ade345bc0686 h3'  data-responsive-json-new='{\"font-size\":\"desktop:36px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:bold;\">Standardised Information Sheet - dep\u00f3situbaron iib<\/h3><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; disable_element=&#8221;yes&#8221; el_class=&#8221;depositubaron_table&#8221;][vc_column][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_class=&#8221;bluebG&#8221; width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-21016ade345bc0699\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-21016ade345bc0699 uvc-8581 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-21016ade345bc0699 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Designation<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner tm_zindex=&#8221;&#8221; el_class=&#8221;bluebG&#8221; width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-57966ade345bc06ab\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-57966ade345bc06ab uvc-5855 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-57966ade345bc06ab .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:bold;\">Standardised Information Sheet \u2013 dep\u00f3situbaron iib<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-48426ade345bc06bc\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-48426ade345bc06bc uvc-167 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-48426ade345bc06bc h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Eligibility Conditions<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-71636ade345bc06cd\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-71636ade345bc06cd uvc-9012 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-71636ade345bc06cd .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Individuals and legal entities, acting in their own name or jointly, residents or non residents, holding a demand deposit account with iib West Africa, which may be individual, joint, or mixed, according to the ownership structure of the underlying account.<br \/>\n<strong>Exclusive to new funds:<\/strong> amounts that, from the customer\u2019s perspective at the time of establishing the Deposit, have been held in their demand deposit account for less than thirty (30) calendar days, or that originate from deposits and\/or interbank transfers made within this period.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-59276ade345bc06de\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-59276ade345bc06de uvc-8525 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-59276ade345bc06de h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Modality<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-69046ade345bc071b\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-69046ade345bc071b uvc-3393 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-69046ade345bc071b .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Term Deposit<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-94696ade345bc0737\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-94696ade345bc0737 uvc-3819 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-94696ade345bc0737 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Means of Movement<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-12136ade345bc074c\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-12136ade345bc074c uvc-3199 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-12136ade345bc074c .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">The term deposit may be opened through a transfer from the customer\u2019s demand deposit account held with iib or via bank transfer.<br \/>\nOnce established, this term deposit does not allow any transactions, namely additional contributions or early withdrawal, throughout its entire term. During this period, the customer may only consult the balance and the deposit conditions through the channels made available by iib, namely Internet Banking and the iib Mobile App.<br \/>\nAccess to the invested amount and the respective interest will only occur at maturity, upon full completion of the 12-month term.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-8926ade345bc075e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-8926ade345bc075e uvc-1019 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-8926ade345bc075e h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Currency<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-70866ade345bc076e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-70866ade345bc076e uvc-4029 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-70866ade345bc076e .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">CVE and USD<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-61146ade345bc077e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-61146ade345bc077e uvc-8756 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-61146ade345bc077e h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Minimum and Maximum Amounts<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-48156ade345bc078e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-48156ade345bc078e uvc-6814 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-48156ade345bc078e .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Minimum opening amount: CVE 500,000 or equivalent in USD.<br \/>\nMaximum amount: Not applicable.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-856ade345bc079f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-856ade345bc079f uvc-3344 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-856ade345bc079f h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Term<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-89456ade345bc07af\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-89456ade345bc07af uvc-6325 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-89456ade345bc07af .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">12 months<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-97376ade345bc07c1\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-97376ade345bc07c1 uvc-8614 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-97376ade345bc07c1 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Interest Rate<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-52356ade345bc07d2\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-52356ade345bc07d2 uvc-1450 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-52356ade345bc07d2 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">The interest rate applicable to this deposit is fixed, with a Gross Nominal Annual Rate (TANB) of 5.00% p.a.;<\/p>\n<ul>\n<li>The Net Nominal Annual Rate (TANL) is:\n<ul class=\"arrow_uls\">\n<li>4.00% p.a. for resident customers, considering the application of a 20% withholding tax on interest;<\/li>\n<li>5.00% p.a. for emigrant customers, with no taxation applicable on interest.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Interest is calculated on the basis of a 360-day year (ACT\/360 convention), applied to the invested amount.<br \/>\nInterest is paid and capitalised at maturity of the deposit, with no periodic capitalisation during its term.<br \/>\nInterest earned by resident customers is subject to a 20% withholding tax at the legal rate, constituting a final tax, in accordance with the applicable legislation in force.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-32506ade345bc07e3\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-32506ade345bc07e3 uvc-9273 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-32506ade345bc07e3 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Interest Calculation<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-99936ade345bc07f3\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-99936ade345bc07f3 uvc-8196 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-99936ade345bc07f3 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Interest calculation begins on the deposit date (inclusive) and ends on the day prior to the maturity date (inclusive).<\/p>\n<ul>\n<li>The interest rate is fixed throughout the entire term of the deposit.<\/li>\n<li>The interest calculation convention used is ACT\/360.<\/li>\n<li>The amount of interest accrued shall be rounded, up or down, to the nearest<\/li>\n<\/ul>\n<p>smallest monetary unit applicable, in accordance with the deposit currency (Cape Verdean escudo \u2013 CVE or United States dollar \u2013 USD).<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-86246ade345bc0804\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-86246ade345bc0804 uvc-8714 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-86246ade345bc0804 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Interest Payment<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-47216ade345bc0814\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-47216ade345bc0814 uvc-2437 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-47216ade345bc0814 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Interest is paid on the maturity date by crediting the associated demand deposit account<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-30316ade345bc0825\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-30316ade345bc0825 uvc-5379 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-30316ade345bc0825 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Tax Regime<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-58236ade345bc0835\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-58236ade345bc0835 uvc-9530 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-58236ade345bc0835 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Interest on this deposit is subject to the tax legislation in force in Cabo Verde.<\/p>\n<ul>\n<li>For resident customers, interest is subject to a 20% withholding tax, which has the nature of a final tax, unless otherwise provided by law.<\/li>\n<li>For emigrant (non-resident) customers, interest is exempt from taxation under the applicable legislation.<\/li>\n<li>The application of withholding tax has a direct impact on the net return of the deposit, as reflected in the Net Nominal Annual Rate (TANL) presented in this information sheet.<\/li>\n<li>Any changes to applicable tax legislation may affect the taxation of income and, consequently, the net return of the product.<\/li>\n<\/ul>\n<p><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-53896ade345bc0846\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-53896ade345bc0846 uvc-5704 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-53896ade345bc0846 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Reinforcements<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-41486ade345bc0856\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-41486ade345bc0856 uvc-2508 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-41486ade345bc0856 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Not permitted<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-18466ade345bc0866\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-18466ade345bc0866 uvc-8676 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-18466ade345bc0866 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Renewal<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-49606ade345bc0876\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-49606ade345bc0876 uvc-284 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-49606ade345bc0876 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Non-renewable<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-34256ade345bc0887\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-34256ade345bc0887 uvc-7331 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-34256ade345bc0887 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Early Mobilisation<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-69606ade345bc0896\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-69606ade345bc0896 uvc-2525 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-69606ade345bc0896 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Early mobilisation is not permitted.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-82106ade345bc08a7\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-82106ade345bc08a7 uvc-3835 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-82106ade345bc08a7 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Commissions and Expenses<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-69316ade345bc08b7\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-69316ade345bc08b7 uvc-3410 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-69316ade345bc08b7 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Not Applicable<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;overdraft_roW&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-81126ade345bc08c8\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-81126ade345bc08c8 uvc-3075 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-81126ade345bc08c8 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Agreed Overdraft<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-4676ade345bc08d7\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-4676ade345bc08d7 uvc-6205 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-4676ade345bc08d7 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><span class=\"greybGs\">Overdraft Facility<\/span><\/div><\/div><div id=\"ultimate-heading-41066ade345bc08e9\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-41066ade345bc08e9 uvc-8991 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-41066ade345bc08e9 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Optional credit facility, with the subsequent constitution of a pledge over the deposit amount, in a proportion equivalent to 110% of the credit granted.<\/p>\n<p><strong>Amount:<\/strong> up to 75% of the constituted deposit<br \/>\n<strong>Type:<\/strong> overdraft<br \/>\n<strong>Interest rate:<\/strong> 7.5% p.a. (APR)<br \/>\n<strong>Arrangement fee:<\/strong> 0.50%, minimum CVE 5,000<br \/>\n<strong>Repayment:<\/strong> flexible, up to the maturity date of the underlying investment<br \/>\n<strong>Term:<\/strong> up to the maturity of the investment<br \/>\n<strong>Interest charging:<\/strong> monthly<\/p>\n<h3>Representative Example<\/h3>\n<p>Utilisation of CVE 500,000 for a period of 180 days:<br \/>\n<strong>Interest:<\/strong> CVE 18,750<br \/>\n<strong>Arrangement fee:<\/strong> CVE 5,000<br \/>\n<strong>Total cost (interest + arrangement fee):<\/strong> CVE 23,750<\/p>\n<p><strong>Note:<\/strong> The amounts presented are purely indicative and may vary depending on the<br \/>\nactual amount used and the period of utilisation.<\/p>\n<p><strong>Interest Calculation Formula:<\/strong> Interest = Amount \u00d7 Rate \u00d7 Number of days \/ 360<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-1896ade345bc08f9\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-1896ade345bc08f9 uvc-1131 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-1896ade345bc08f9 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Unauthorised Overdraft<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-92696ade345bc0909\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-92696ade345bc0909 uvc-8824 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-92696ade345bc0909 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Not Applicable<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-56526ade345bc091a\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-56526ade345bc091a uvc-9029 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-56526ade345bc091a h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Other Conditions<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-68546ade345bc092b\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-68546ade345bc092b uvc-1470 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-68546ade345bc092b .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><strong>Subscription period: from 20 April to 20 July 2026.<\/strong><\/p>\n<ul>\n<li>Under this campaign, iib will allocate an amount equivalent to 0.5% of the total subscribed value, borne exclusively by the Bank, to promotional, social and community initiatives. This allocation shall not imply any reduction in the deposit remuneration or in the applicable Net Nominal Annual Rate (TANL) for the customer.<\/li>\n<\/ul>\n<h3>Prize draws for subscribers<\/h3>\n<p>Retail customers who subscribe are eligible to participate in prize draws for trips to the United States of America or another destination of their choice, up to a maximum amount of CVE 150,000 per trip.<\/p>\n<p>Participation in the draw does not grant any acquired right to a prize, as it is a random-based initiative.<\/p>\n<p><strong>Companies and institutions are not eligible to participate in the draws.<\/strong><\/p>\n<p><strong>Promotion of national sport<\/strong><\/p>\n<p>A prize will be awarded to the National Under-17 Football Champion as a means of promoting youth sports in Cabo Verde.<\/p>\n<h3>Social and community impact<\/h3>\n<p>After allocation of the amounts designated for the prize draws and the sports initiative, the<br \/>\nremaining funds will be applied to:<\/p>\n<ul class=\"arrow_uls\">\n<li>Cultural projects;<\/li>\n<li>Health-related initiatives;<\/li>\n<li>Educational projects;<\/li>\n<li>Emergency situations of significant social interest.<\/li>\n<\/ul>\n<ul>\n<li>The above-mentioned initiatives are exclusively promotional and social in nature and shall under no circumstances constitute financial remuneration of the deposit, nor are they guaranteed to the customer at the time of subscription.<\/li>\n<\/ul>\n<p><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-17866ade345bc093d\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-17866ade345bc093d uvc-7024 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-17866ade345bc093d h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Deposit Guarantee Fund<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-63866ade345bc094e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-63866ade345bc094e uvc-4507 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-63866ade345bc094e .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Deposits held at iib West Africa in the name of natural persons, whether resident or non-resident in Cape Verde, and denominated in domestic or foreign currency, benefit, under the law, from repayment protection provided by the Deposit Guarantee Fund, in the event that deposits become unavailable due to reasons directly related to the institution\u2019s financial situation. The Deposit Guarantee Fund guarantees repayment up to a maximum amount of CVE 1,000,000.00 (one million escudos) per depositor and per credit institution. For the purpose of calculating each depositor\u2019s balance, the total amount of all deposit accounts is considered as of the date on which the institution becomes unable to make payments, including accrued interest. Foreign currency deposits are converted into Cape Verdean escudos at the exchange rate applicable on that same date. Repayment must take place within a maximum period of 7 days for an amount up to CVE 200,000.00 (two hundred thousand escudos), and within a maximum period of 30 business days for the remaining amount up to CVE 1,000,000.00 (one million escudos), counted from the date on which the deposits become unavailable. In exceptional situations and for individual cases, the Fund may request an extension from the Bank of Cabo Verde, for a period not exceeding 10 business days. iib West Africa will provide information, upon request, on whether specific products are covered or not. The above information is a summary of the current Deposit Guarantee Scheme and does not replace consultation of the applicable legislation, Law No. 07\/IX\/2017 of 27\/01\/2017.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-45866ade345bc095f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-45866ade345bc095f uvc-9380 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-45866ade345bc095f h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Depository Institution<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-78936ade345bc096f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-78936ade345bc096f uvc-1542 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-78936ade345bc096f .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\"><\/p>\n<div class=\"contact-info\">\n<p><strong>Intercontinental Investment Bank S.A.<\/strong><\/p>\n<p><strong>Head office:<\/strong> Av. Cidade Lisboa, CP 35 \u2013 Praia &#8211; Ilha de Santiago.<\/p>\n<p><strong>Contacts:<\/strong><\/p>\n<p><i class=\"fa-regular fa-comment-dots\"><\/i> Email: <a href=\"mailto:iib West Africa@iibanks.com\">iib West Africa@iibanks.com<\/a><\/p>\n<p><i class=\"fa-regular fa-address-card\"><\/i> Contact Center: <a href=\"tel:002382602600\">(00238) 260 26 00<\/a><\/p>\n<p><i class=\"fa-solid fa-globe\"><\/i> Site: <a href=\"https:\/\/www.iibanks.com\/westafrica\" target=\"_blank\" rel=\"noopener\">www.iibanks.com\/westafrica<\/a><\/p>\n<\/div>\n<p><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-98716ade345bc0980\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-98716ade345bc0980 uvc-7984 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-98716ade345bc0980 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Validity of Conditions<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-9666ade345bc0990\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-9666ade345bc0990 uvc-813 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-9666ade345bc0990 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">The terms and conditions of this Standardized Information Sheet (SIS) are in force as of the date it is made available to the depositor.<\/p>\n<p>Where the deposit is not constituted immediately after the prior provision of the SIS (as pre-contractual information), an updated version must be obtained, as the present conditions may be subject to change.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"ultimate-heading-81136ade345bc09a0\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-81136ade345bc09a0 uvc-2602 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-81136ade345bc09a0 h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Information<\/h3><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;]<div id=\"ultimate-heading-886ade345bc09b0\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-886ade345bc09b0 uvc-2922 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-886ade345bc09b0 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">Deposit Certificate<br \/>\nThe maturity and interest payment can be confirmed in the transactions of the supporting demand deposit account, through the current account statement.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; tm_zindex=&#8221;&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1779176931842{padding-top: 15px !important;padding-bottom: 65px !important;background-color: #ffffff !important;}&#8221;][vc_column tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1777988925874{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1777981251456{margin-bottom: 0px !important;}&#8221;]<em>I declare that this document was made available to me prior to the account opening request and that I have understood the information provided.<\/em>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1778068862158{padding-top: 65px !important;padding-bottom: 65px !important;background-image: url(http:\/\/www.iibanks.com\/westafrica\/wp-content\/uploads\/sites\/4\/2025\/07\/net.png?id=12378) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221;][vc_column][vc_row_inner tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_class=&#8221;depositubaron_logo&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1777965676573{padding-bottom: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;13572&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1779176072825{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;5\/12&#8243; css=&#8221;.vc_custom_1777970364860{padding: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1737377368754{padding-top: 50px !important;padding-right: 15px !important;padding-bottom: 50px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221; el_class=&#8221;our-purpose-text-box letter-spacing-1 posotionroW&#8221;][vc_row [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/13294"}],"collection":[{"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/comments?post=13294"}],"version-history":[{"count":225,"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/13294\/revisions"}],"predecessor-version":[{"id":13617,"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/13294\/revisions\/13617"}],"wp:attachment":[{"href":"https:\/\/www.iibanks.com\/westafrica\/wp-json\/wp\/v2\/media?parent=13294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}