Retail & Commercial Banking, Transactional Banking and Asset Management
Cookies are small text files which are stored on your computer or mobile device when you visit some websites. They enhance your browsing experience in various ways, which include remembering your preference settings, displaying relevant content and ensuring pages function as intended.
Types of cookies
These only last for the duration of your site visit and are deleted when you close your browser. Session cookies are typically used to track your movements between pages and to remember information entered within that session, often aiding website functionality or security.
These are not deleted when you close your browser and will be stored after your site visit. Persistent cookies are typically used to store your preferences for future visits and to provide targeted advertising based on your browsing activities and interests.
Please note: each of the categories below contains a combination of both session-based and persistent cookies. Cookies don’t capture any personal information. All information is encrypted for security.
Cookies we use:
These cookies collect details about your activity on the website, such as the pages you visit most often. We use this information to assess and improve our website. Performance cookies may:
These cookies make our website easier to use by remembering choices you have made. We may also use them to test new page designs.
On our websites, you may find links to external (third-party) websites. These are provided for your convenience, but iib does not endorse, guarantee or monitor products, services, or views which they offer or express. Please be aware that these websites should be covered by their own cookie policies.
By accessing and/or using the Site, you are deemed to accept and be bound by these Terms, therefore if you do not wish to be bound by these Terms you should not access or use the Site.
The content published on the Site, and in particular the products and services to which it refers, does not constitute advice and is not an invitation to subscribe to any of our products or services. Instead, it is designed to tell you more about us and the services we offer. It is your responsibility to comply with applicable local laws, including ensuring that your access and/or use not only complies with the Terms, but also with the laws of the jurisdiction from which your use or access is made.
Not all the products and services that you may be able to view via the Site are available in all geographical locations or available to all customers. The relevant iibGroup member reserves the right to make the final determination on whether or not you are eligible for any particular product or service. If you choose to enter a Site outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to access or use the facilities available on that Site and the legal requirements of that jurisdiction may prohibit you from dealing or otherwise transacting in that jurisdiction.
From time to time we may decide to temporarily restrict or block access to, or use of, all or part of the Site without notice and reserve the right to do so, whether for the purpose of servicing the Site or otherwise. We do not warrant that the Site, or any part of it, will be available at all times, and you acknowledge and accept this. We accept no liability, no matter how that may be caused, arising from any unavailability, interruption, defect or loss of access to or function of the Site or any part of it at any time.
We reserve the right to withdraw and/or amend services or content on the Site without notice and we accept no liability, no matter how that may be caused, arising from us doing so.
Whilst we endeavour to ensure that all the information included on the Site is correct, up to date and complete, we are not obliged to identify to you any content which is incorrect, out of date, superseded or incomplete, nor are we obliged to update, correct or complete such content. We hereby disclaim any express or implied warranties as to the completeness or accuracy of the Site or its content, including but not limited to financial information published by us on the Site (such as annual reports or forecast statements), and we accept no liability, no matter how that may be caused, arising from any information which is not correct, up to date, complete, or which has been superseded.
All products and services provided by members of iibGroup are subject to the terms and conditions and disclaimers of the applicable agreement governing their supply and use.
TWhen registering with a local site, you must provide accurate and complete information and update such information when necessary so it remains accurate and complete. When you register and are accepted as a registered user of the Local Site, you choose a unique user name and password. Please use maximum caution to keep your user name and password confidential and log off from the Local Site when your session is complete to prevent unauthorised access to your information. If your user name or password is subject to unauthorised access, you should immediately inform the relevant iibGroup company.
Please use hyperlinks at your own risk. These are provided by us for better information and convenience only. We are not responsible for the accuracy or content of these websites or resources, and any links we provide do not mean that we endorse the website or are connected with it. Please comply with the terms and conditions and policies of those websites. We accept no liability, no matter how that may be caused, for any failure on your part to view, comply or familiarise with any such terms, conditions and policies.
You are permitted to use and access the Site on a personal, non-commercial basis. You may not copy or make commercial use of the Site or any of the content including, but not limited to, information, imagery or data from, or underlying, the Site without obtaining our express written permission to do so.
You may not modify any downloaded or printed documents, remove copyright, trade mark or other intellectual property notices on any downloaded or printed document, or otherwise act in a way to cause or risk causing infringement, a weakening of, or damage to or our brand, intellectual property or business.
Please do not replicate any content, information, imagery or data from, or underlying, the Site and use it in such a way as to cause or risk causing confusion or an association as between you or your activities (or a third party or their activities) and us and our activities.
You may not remove, distort, or otherwise alter the size or appearance of any content, misrepresent your association or dealings with us, disseminate or make available any false or misleading information about us so as to associate or risk associating us with any content which is or might be harmful, including without limitation material which is offensive, threatening, obscene, abusive, discriminatory, defamatory, in breach of confidence, in breach of privacy, infringes any intellectual property rights or other rights of any third party or otherwise does not comply with all applicable laws and regulations.
Certain pages on the Site allow you to share content via your profile on various social networks and other shared-content platforms. When you share content in this manner you also become subject to terms, conditions and policies of those third parties. We recommend that you review and familiarise yourself with those terms and conditions, and we disclaim any liability, no matter how that may be caused, associated with your use of those services, or for your failure to view, comply or familiarise yourself with their terms, conditions and policies.
We reserve the right to monitor all internet communications, including web and email traffic into and out of our domains for the purposes of security, ensuring compliance with these Terms, and detecting fraud and other crimes.
We may alter these Terms at any time and without notice to you. You acknowledge that each time you access and/or use the Site there may be changes to these Terms, and that it is your duty to familiarise yourself with them. If you do not agree with the version of the Terms which exists at the time of your access to or use of the Site, you are not permitted to access or use the Site, and any pre-existing permitted use or access is revoked.
If any of these Terms is declared to be unlawful, invalid, void or for any reason unenforceable, this will have no effect on the validity and enforceability of the remaining provisions of these Terms, and shall be replaced by an enforceable provision which reflects the closest position to that intended by the unlawful, invalid, void or unenforceable provision.
Please comply with fostering responsible engagement, as outlined below for a respectful exchange on all our social media platforms, accounts and/or pages which belong to or are managed by iibGroup and its members.
This Site is not intended for use by minors.
A digital footprint is data that is left behind when you browse the internet or have been online. Most websites collect this information, including this one.
Information is collected by our trusted partners as well, including:
iibGroup has processes and procedures in place in the various jurisdictions within which we operate to ensure we meet the obligations of all applicable/relevant data privacy laws.
We will always keep your personal information safe, continually improving on data protection and technology. iibGroup will ensure:
We use your information to help protect you and ourselves against fraud or crime. For example, our service providers look at all use of our website to help block malicious activity. This helps keep you and us safe.
Online Advertising and Social Media
We may share your information with our advertising partners when we advertise online.
We may request this information to:
Social media platforms may let you choose what advertising you may or may not receive. Please contact them for more information.